Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages.

Posted: Wednesday, July 25, 2012

Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders (members of the Hawaii Association of Mortgage Brokers and the Mortgage Bankers Association of Hawaii) and compiled, as a public service, by the Honolulu Board of REALTORS®.

Lender	Term/Type	Interest Rate	% Points	% *APR
Aina Mortgage 263-2462 NMLS#388196	15-YR Fixed	2.750	-1.250	2.750
	30-YR Fixed	3.250	-0.250	3.388
	5-YR ARM	2.500	0.000	3.086
Akamai Financial Services 526-3500 NMLS#307879	15-YR Fixed	2.750	0.000	2.900
	30-YR Fixed	3.375	0.000	3.520
	5-YR ARM	2.375	0.000	3.330
Aloha Happy Mortgage LLC 888-9013 NMLS#790278	15-YR Fixed	2.750	-1.120	2.750
	30-YR Fixed	3.250	0.000	3.320
	5-YR ARM	2.375	0.500	2.820
American Family Lending 371-6797 NMLS#218278	15-YR Fixed	2.750	0.000	2.802
	30-YR Fixed	3.375	0.000	3.406
	5-YR ARM	2.500	0.000	2.921
American Savings Bank 593-1226	15-YR Fixed	2.500	1.375	2.785
	30-YR Fixed	3.125	1.750	3.317
	5-YR ARM	2.625	1.250	3.182
Bank of Hawaii 877-616-2636 NMLS#473824	15-YR Fixed	2.500	2.250	2.824
	30-YR Fixed	3.250	1.625	3.380
	5-YR ARM	2.999	0.000	3.407
Castle & Cooke Mortgage 627-9834 NMLS#384418	15-YR Fixed	2.750	1.000	3.190
	30-YR Fixed	3.125	1.750	3.431
	5-YR ARM	2.500	2.000	3.269
Central Pacific HomeLoans 356-4000 NMLS#416615	15-YR Fixed	2.500	1.500	2.805
	30-YR Fixed	3.250	2.500	3.508
	5-YR ARM	2.500	1.750	3.001
CUSO of Hawaii 539-0193 NMLS#325608	15-YR Fixed	2.750	1.875	3.049
	30-YR Fixed	3.250	2.125	3.439
	5-YR ARM	3.625	1.000	3.236
Finance Factors 522-2000 NMLS#449916	15-YR Fixed	2.375	1.250	2.611
	30-YR Fixed	3.375	0.000	3.406
	5-YR ARM	3.125	1.500	3.376
First Hawaiian Bank 643-4663 NMLS#420391	15-YR Fixed	2.450	2.000	2.770
	30-YR Fixed	3.150	2.000	3.330
	5-YR ARM	2.750	2.000	3.260
Guild Mortgage 263-4622 NMLS#240838	15-YR Fixed	2.750	1.500	3.011
	30-YR Fixed	3.250	1.750	3.445
	5-YR ARM	2.375	2.000	3.001
HomeStreet Bank 596-0343 NMLS#417396	15-YR Fixed	2.750	0.750	3.010
	30-YR Fixed	3.250	1.625	3.470
	5-YR ARM	2.375	0.500	3.742
Honolulu HomeLoans 681-7500 NMLS#314918	15-YR Fixed	2.375	2.125	2.775
	30-YR Fixed	3.375	0.875	3.498
	5-YR ARM	2.375	1.250	3.291
Imperial Mortgage 263-6363 NMLS#289505	15-YR Fixed	2.750	-0.625	2.779
	30-YR Fixed	3.250	0.500	3.551
	5-YR ARM	2.375	1.000	3.130
Lau, Donald Mortgage 732-8893 NMLS#299579	15-YR Fixed	2.500	2.000	2.877
	30-YR Fixed	3.250	2.000	3.466
	5-YR ARM	3.625	2.000	3.338
Legacy Mortgage 545-2212 NMLS#389862	15-YR Fixed	2.750	0.000	2.814
	30-YR Fixed	3.250	0.000	3.253
	5-YR ARM	2.375	0.250	3.040
Mann Mortgage 566-0505	15-YR Fixed	2.500	2.000	2.939
	30-YR Fixed	3.125	2.000	3.373
	5-YR ARM	2.250	1.000	3.142
Mason-McDuffie Mortgage 566-0138 NMLS#274184	15-YR Fixed	2.875	0.000	2.979
	30-YR Fixed	3.250	1.000	3.390
	5-YR ARM	2.750	0.125	3.377
Miranda, Violet Mortgage 488-7749 NMLS#250816	15-YR Fixed	2.750	-1.370	2.750
	30-YR Fixed	3.250	-0.250	3.280
	5-YR ARM	2.375	0.250	3.036
Mortgage Express 532-9555 NMLS#372160	15-YR Fixed	2.750	0.000	2.988
	30-YR Fixed	3.250	0.375	3.415
	5-YR ARM	2.750	0.000	3.555
Savvy Realty & Loans 926-3700 NMLS#323171	15-YR Fixed	2.750	0.000	2.899
	30-YR Fixed	3.250	0.000	3.333
	5-YR ARM	2.375	0.000	2.454
Territorial Savings 946-1400 NMLS#449554	15-YR Fixed	2.500	1.875	2.823
	30-YR Fixed	3.375	0.375	3.435
	5-YR ARM	4.250	2.000	3.376
Wells Fargo Home Mortgage 946-8832 NMLS#459096	15-YR Fixed	2.375	1.250	2.551
	30-YR Fixed	3.375	1.500	3.501
	5-YR ARM	2.000	1.875	3.399